Transaction Monitoring: The New Frontier in Anti-Fraud Regulation

Global Voice Group’s Perspective — Spotlight on Africa

In today’s digital economy, transaction monitoring is no longer a back-office compliance task—it’s a frontline defense against financial crime. As digital finance accelerates across Africa, regulators must shift from static checks to real-time, data-driven oversight. At Global Voice Group (GVG), we empower governments with advanced RegTech solutions that transform raw data into actionable intelligence.

Why Transaction Monitoring Matters in Africa’s Digital Boom

Africa’s rapid adoption of mobile money and digital payments is driving financial inclusion—but also increasing exposure to fraud, money laundering, and illicit financing. Regulators face mounting pressure to protect consumers and economies while maintaining trust.

Market Growth & Risk Landscape

• The global transaction monitoring market was valued at USD 17.14B–19.98B in 2024, projected to reach USD 22–23B in 2025, and potentially USD 50B by 2030.
• The fraud detection and prevention market hit USD 33–43B in 2024, with forecasts exceeding USD 90B by 2030 and possibly USD 260B by 2033, growing at 18–20% CAGR.

Mobile Money & Cyber Threats in Africa

• INTERPOL’s 2025 assessment flagged mobile money fraud—like SIM-swap and telecom impersonation—as a top cyber threat. (INTERPOL 2025 Assessment)
• GVG’s platforms monitored USD 19.8B+ in mobile transactions across Africa in 2023, enhancing fraud detection and regulatory oversight.
• Countries like Kenya and Uganda are enforcing ID verification for high-value mobile transactions to combat fraud and build digital trust.

GVG’s RegTech: Beyond Static Compliance

With over two decades of experience, GVG delivers real-time transaction monitoring tailored to African regulatory environments.

Key Features of GVG’s Platform:

• AI-powered alerts for suspicious activity, integrated with global watchlists and sanctions databases.
• Mobile money ecosystem monitoring for AML, CFT, and KYC compliance.
• Flexible integration with telecom, financial, and government data sources.

Technologies Driving Anti-Fraud Innovation

1. Artificial Intelligence & Machine Learning

Adaptive ML models improve anomaly detection and reduce false positives—boosting fraud detection rates by 2× to 4×.

2. Big Data Analytics

GVG’s tools process massive transaction volumes, offering predictive risk scoring and real-time dashboards for cross-border oversight.

3. Blockchain & Immutable Ledgers

Tamper-proof transaction records enhance transparency and support forensic audits.

Real Impact: GVG’s Results Across Africa

• Trusted by regulators: GVG’s Mobile Money Monitoring (M3) is deployed by central banks and FIUs for AML/CFT enforcement.
• Revenue uplift: Clients report up to 36% annual growth in revenue capacity through improved fraud control.
• Public trust: Regulators gain timely, accurate insights—strengthening institutional credibility.

GVG’s Commitment to Inclusive Financial Governance

GVG is committed to building secure, scalable transaction monitoring systems that support transparent, inclusive, and resilient economies. Our RegTech empowers regulators to stay ahead in the fight against financial crime.